/* ===== Safeguard Financing page ===== */
.sgf{--g:#E8A835;--gd:#C4861A;--ink:#111;--line:#E7E2D9;--mute:#6B7280}
.sgf-btn-gold{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--g),var(--gd));color:#111;border:none;border-radius:12px;padding:14px 26px;font:700 15px Inter,sans-serif;text-decoration:none;cursor:pointer;transition:transform .15s,box-shadow .15s}
.sgf-btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(232,168,53,.34)}
.sgf-btn-ghost{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.08);color:#fff;border:1.5px solid rgba(255,255,255,.4);border-radius:12px;padding:14px 26px;font:700 15px Inter,sans-serif;text-decoration:none;transition:background .15s}
.sgf-btn-ghost:hover{background:rgba(255,255,255,.16)}
.sgf-btn-dark{display:inline-flex;align-items:center;background:var(--ink);color:#fff;border-radius:12px;padding:14px 26px;font:700 15px Inter,sans-serif;text-decoration:none;transition:transform .15s}
.sgf-btn-dark:hover{transform:translateY(-2px)}
.sgf-btn-outline{display:inline-flex;align-items:center;background:rgba(17,17,17,.06);color:#111;border:1.5px solid rgba(17,17,17,.25);border-radius:12px;padding:14px 26px;font:700 15px Inter,sans-serif;text-decoration:none}

/* Hero */
.sgf-hero{position:relative;overflow:hidden;background:radial-gradient(130% 100% at 25% 0%,#222 0%,#151515 45%,#0d0d0d 100%);padding:74px 22px 64px;text-align:center}
.sgf-hero-glow{position:absolute;top:-180px;left:30%;width:640px;height:440px;background:radial-gradient(circle,rgba(232,168,53,.18),transparent 65%);pointer-events:none}
.sgf-hero-inner{position:relative;max-width:780px;margin:0 auto}
.sgf-badge{display:inline-block;font:700 12px Inter,sans-serif;letter-spacing:.8px;text-transform:uppercase;color:var(--g);background:rgba(232,168,53,.14);border:1px solid rgba(232,168,53,.3);padding:7px 15px;border-radius:999px;margin-bottom:20px}
.sgf-hero h1{font:800 54px/1.05 Poppins,sans-serif;letter-spacing:-1.6px;color:#fff;margin:0 0 18px}
.sgf-hero h1 .g{color:var(--g)}
.sgf-hero p{font:400 18px/1.6 Inter,sans-serif;color:#C7CDD6;max-width:580px;margin:0 auto 32px}
.sgf-hero-cta{display:flex;gap:13px;justify-content:center;flex-wrap:wrap}
@media(max-width:640px){.sgf-hero h1{font-size:38px}}

/* Section head */
.sgf-sechead{text-align:center;max-width:640px;margin:0 auto 30px}
.sgf-sechead p{font:400 15px Inter,sans-serif;color:var(--mute);margin:9px 0 0}

/* Calculator */
.sgf-calc{display:grid;grid-template-columns:1fr 360px;gap:26px;align-items:start;max-width:960px;margin:0 auto}
.sgf-calc-controls{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px}
.sgf-slider{margin-bottom:24px}
.sgf-slider:last-child{margin-bottom:0}
.sgf-slider-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
.sgf-slider-top label{font:600 14.5px Inter,sans-serif;color:#374151}
.sgf-slider-val{font:800 16px Poppins,sans-serif;color:var(--gd)}
.sgf-range{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:#EDE7DC;outline:none}
.sgf-range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:linear-gradient(135deg,var(--g),var(--gd));cursor:pointer;border:3px solid #fff;box-shadow:0 2px 8px rgba(232,168,53,.5)}
.sgf-range::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--g);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 8px rgba(232,168,53,.5)}
.sgf-calc-result{position:sticky;top:20px;background:linear-gradient(160deg,#1C1C1C,#111);border-radius:20px;padding:30px;color:#fff;text-align:center}
.sgf-result-label{font:600 13px Inter,sans-serif;color:#9CA3AF;text-transform:uppercase;letter-spacing:.6px}
.sgf-result-pay{font:800 50px Poppins,sans-serif;color:var(--g);margin:8px 0 2px;letter-spacing:-1px}
.sgf-result-sub{font:400 13px Inter,sans-serif;color:#9CA3AF;margin-bottom:22px}
.sgf-result-break{border-top:1px solid #2A2A2A;padding-top:18px;display:flex;flex-direction:column;gap:12px}
.sgf-break-row{display:flex;justify-content:space-between;align-items:center;font:500 14px Inter,sans-serif;color:#C7CDD6}
.sgf-break-row b{font:700 15px Inter,sans-serif;color:#fff}
.sgf-disclaimer{font:400 11px Inter,sans-serif;color:#64748B;margin:16px 0 0;line-height:1.5}
@media(max-width:760px){.sgf-calc{grid-template-columns:1fr}.sgf-result-pay{font-size:42px}}

/* Why 4 */
.sgf-why4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.sgf-why-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px}
.sgf-why-ic{width:48px;height:48px;border-radius:13px;background:#FDF6E8;display:grid;place-items:center;margin-bottom:16px}
.sgf-why-card h3{font:700 17px Poppins,sans-serif;margin:0 0 8px}
.sgf-why-card p{font:400 14px/1.55 Inter,sans-serif;color:var(--mute);margin:0}
@media(max-width:880px){.sgf-why4{grid-template-columns:1fr 1fr}}
@media(max-width:540px){.sgf-why4{grid-template-columns:1fr}}

/* Application card */
.sgf-appcard{max-width:720px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px;box-shadow:0 20px 60px rgba(17,17,17,.05)}
.sgf-appcard .sgf-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.sgf-appcard input,.sgf-appcard select,.sgf-appcard textarea{font:500 15px Inter,sans-serif;color:var(--ink);background:#FAFAF8;border:1.5px solid var(--line);border-radius:11px;padding:12px 14px;width:100%;margin-bottom:14px;outline:none;transition:border-color .15s,box-shadow .15s;box-sizing:border-box}
.sgf-appcard input:focus,.sgf-appcard select:focus,.sgf-appcard textarea:focus{border-color:var(--g);box-shadow:0 0 0 3px rgba(232,168,53,.15);background:#fff}
.sgf-appcard .wpcf7-list-item{margin:0 0 14px}
.sgf-appcard .wpcf7-acceptance .wpcf7-list-item-label{font:400 13px Inter,sans-serif;color:#4B5563}
.sgf-appcard .wpcf7-submit{font:800 16px Poppins,sans-serif;background:linear-gradient(135deg,var(--g),var(--gd));color:#111;border:none;border-radius:13px;padding:16px 28px;width:100%;cursor:pointer;margin-top:6px;transition:transform .15s,box-shadow .15s}
.sgf-appcard .wpcf7-submit:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(232,168,53,.34)}
@media(max-width:560px){.sgf-appcard .sgf-grid{grid-template-columns:1fr}.sgf-appcard{padding:24px}}

/* FAQ */
.sgf-faq{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:10px}
.sgf-faq-item{background:#fff;border:1px solid var(--line);border-radius:13px;overflow:hidden}
.sgf-faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;text-align:left;background:none;border:none;cursor:pointer;padding:18px 20px;font:600 15.5px Inter,sans-serif;color:var(--ink)}
.sgf-faq-ic{flex-shrink:0;width:26px;height:26px;border-radius:50%;background:#FDF6E8;color:var(--gd);font:700 18px Inter,sans-serif;display:grid;place-items:center;transition:transform .2s}
.sgf-faq-item.open .sgf-faq-ic{transform:rotate(45deg)}
.sgf-faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease}
.sgf-faq-item.open .sgf-faq-a{max-height:240px}
.sgf-faq-a p{font:400 14.5px/1.6 Inter,sans-serif;color:#4B5563;margin:0;padding:0 20px 20px}

/* CTA band */
.sgf-ctaband{background:linear-gradient(135deg,var(--g),var(--gd));border-radius:22px;padding:46px 40px;text-align:center}
.sgf-ctaband h2{font:800 30px Poppins,sans-serif;color:#111;margin:0 0 8px}
.sgf-ctaband p{font:400 15px Inter,sans-serif;color:rgba(17,17,17,.75);margin:0 0 22px}
.sgf-ctaband-btns{display:flex;gap:13px;justify-content:center;flex-wrap:wrap}

/* Industry-standard application form sections */
.sgf-appcard .sgf-formsec{font:700 15px Poppins,sans-serif;color:#111;margin:24px 0 14px;padding-bottom:8px;border-bottom:1px solid #E7E2D9}
.sgf-appcard .sgf-formsec:first-child{margin-top:0}
.sgf-appcard .sgf-optional{font:400 12px Inter,sans-serif;color:#9CA3AF;text-transform:none;letter-spacing:0}
.sgf-appcard .sgf-grid3{display:grid;grid-template-columns:2fr 1fr 1fr;gap:14px}
.sgf-appcard .sgf-fineprint{font:400 11.5px/1.5 Inter,sans-serif;color:#9CA3AF;margin:-4px 0 14px}
.sgf-securenote{display:flex;gap:12px;align-items:flex-start;background:#F0F7FF;border:1px solid #CFE3FB;border-radius:13px;padding:16px;margin-bottom:24px}
.sgf-securenote svg{flex-shrink:0;color:#2563EB;margin-top:1px}
.sgf-securenote div{font:400 13px/1.55 Inter,sans-serif;color:#1E3A5F}
.sgf-securenote strong{color:#111;font-weight:700}
@media(max-width:560px){.sgf-appcard .sgf-grid3{grid-template-columns:1fr 1fr}}